Perhaps it also possible to credit the payment into playerup credit first then later if they are going to witdrawn then they will need to fill the form , and it will be great if seller could see right away on the form about the fee for each payment gateway. Pro : - Promoting playerup credit, some people who are not interested on buying something from player up might interested to use their playerup credit for buying. - when this is working, there will be a lot of unused / unwithdrawn credit yet from each player which mean there will be more cash for playerup to keep , and as everybody know keeping cash from user like a bank is totally a good thing for business. - it could be the main currency later , for example if later playerup not only selling an account and starting to have alot of things in the store list, lets say services, license code, or even tangiable products, some seller might gonna do shopping or reselling other seller's product, he will able to pay without any extra fee. - then if its really really work, there will be a left over credit from some user that already stop using playerup or stop online at all, playerup could take some keeping fee like freelancer, they took all the money left inside inactive account. - both buyer and seller can safe the payment fee,could sell a lower price , and could getting more sales due to lower price. Con : - Security issue need to extra carefull - the credit need to be instant, once the deal is complate they should get the credit right away - less payment fee mean less income for playerup, but player up could charge a middleman fee instead with a fix rate so less confusing for user, leveling could help reduce the fee also sounds great. well i think for the moment the most important is to make the transaction have a details update in every stage from payment confirmed till delivery completed, so middleman also will have a less work and question to answer.
- It would require retooling our credits system. Before an order starts a deposit is made into the sellers account but they cannot withdraw those funds until the transaction is completed. We could run 2 different credit deposit accounts for each member one where a member can freely transfer credits and another that is in reserve which is what you're asking. This could be implemented fairly easy and much easier to implement than what we were discussing here - Proposing - Advanced Order System | PlayerUp Accounts Marketplace. Player 2 Player Secure Platform. - We are already doing this with a few bulk sellers. The reason we don't do this with all sellers is because it adds another step for the seller because now they have to cash them out again. You're correct Shouldn't be a security issue if the credits are held in reserve. Instant Credits can be done. All your suggestions have been good.
Talked this over with the team here. I think we can revamp the credits system fairly quickly as a short term update before middleman 3.0 comes out. What we can do here is activate a 2nd credits system. One credits system and one for middleman funds to differentiate the 2 but both using the same system. We'll look to add this shortly.
Are you guys sure about the credits vs. funds system? I feel like it may confuse many users, so it'd be better to consolidate the two into one universal system? Just a thought.
For the short term plan, this is only for sellers who want better tracking like @BonBin mentioned. We can toss the money they are due so they know how much they're receiving and can actually hold onto the credits until they are paid. What we can do is make this completely optional for the seller. We can put a message inside their seller ticket if they want to receive their balance right away in credits. For the long term plan and what @BonBin is proposing this would be part of middleman 3.0 if we developed it. It would be automated and instant like he said but it requires a new system built. The new system that we have partially built is basically what he is asking.
Here is an example: @BonBin is asking for: Short term we can do this below and show how much you're receiving from the transactions logs. We'll make more adjustments accordingly. Longterm has to wait for Middleman 3.0. I think we're pretty set on what we want with Middleman 3.0 but no real ETA on when we will release this new system that will have to co-exist with our current system.
This has now been partially completed here - Middleman 1.8.3 - Middleman Balance Wallet Added | PlayerUp Accounts Marketplace. Player 2 Player Secure Platform. and we'll make more improvements in the upcoming weeks/months.
