Hi, I would like to get a replacement for a product that I bought from zagg. They are able to give the advanced replacement but they need the credit card number and info, just in case I didnt send the item back, they will charge the card Im thinking to use a VCC with low balance, but then I wont send the product back What would be the likely scenario of this thing? Are they gonna bill the address then since the vcc doesnt have enough balance?